Terms of Service

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our Services.

We may modify these Terms at any time. We'll notify you of significant changes, and your continued use of our Services after such notification constitutes acceptance of the updated Terms.

To use our Services, you must:

• Be at least 18 years old (or the legal age of majority in your jurisdiction)
• Have the legal capacity to enter into these Terms
• Not be prohibited from receiving our Services under applicable laws
• Reside in a jurisdiction where our Services are available

We reserve the right to refuse service, close accounts, and limit access to our Services in our sole discretion.

To access certain features of our Services, you must register for an account. When registering, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Be responsible for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

We may require identity verification for certain account activities to comply with financial regulations.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use our Services for your personal, non-commercial use.

You agree not to:

We may suspend or terminate your access to our Services for any violation of these restrictions.

All content, features, and functionality on our Services (including text, graphics, logos, and software) are owned by us or our licensors and are protected by intellectual property laws.

You may not use our trademarks, logos, or branding without our express written permission. Any feedback or suggestions you provide about our Services may be used by us without obligation to you.

You may stop using our Services at any time. We reserve the right to suspend or terminate your access to our Services at any time, with or without cause, and with or without notice.

Upon termination, your right to use our Services will immediately cease. Provisions of these Terms that by their nature should survive termination will do so.

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not guarantee that our Services will be uninterrupted, secure, or error-free, or that any defects will be corrected. We are not responsible for any trading losses you may incur.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OUR SERVICES.

OUR TOTAL LIABILITY FOR ANY CLAIMS RELATED TO OUR SERVICES WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID US IN THE PAST 12 MONTHS.

These Terms and your use of our Services will be governed by the laws of the State of California, without regard to its conflict of laws principles.

Any disputes will be resolved exclusively in the state or federal courts located in San Francisco County, California.

These Terms constitute the entire agreement between you and us regarding our Services. If any provision is found unenforceable, the remaining provisions will remain in full effect.

Our failure to enforce any right or provision will not be considered a waiver of those rights.

If you have questions about these Terms, please contact us at: